Virginia E. Fortunato has been practicing NJ bankruptcy for for more than six years now. This area of the law requires creativity in designing individual plans for her clients to achieve the FRESH financial start they deserve. Ginny says that most of her clients are good and honest debtors who typically find themselves in her office because of things beyond their control. “Clients often tell me, This is the last place I ever thought I’d be, and I am proud to help them achieve a fresh start.”

Ginny’s first call to order is to advise clients to not fall into the trap of trying to pay their debt off through credit consolidation companies only to find it doesn’t work. You end up paying these companies exorbitant fees only to have to file bankruptcy at the end of the day — after spending hundreds or even thousands of dollars.

Secondly, never be ashamed of your bankruptcy. Look at your financial circumstances like a business would. Filing bankruptcy is a business decision at the personal level. You need to wipe-out debt so that you can begin rebuilding your future with a Fresh Start.

Check out Ginny’s website and nj bankruptcy blogs for more details on how you can make a fresh start in New Jersey.